Property insurance (buildings, contents and stock)
Small Business Insurance in Perth
Business and Office Insurance
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Public and products liability
Fire damage/storm damage/accidental damage
Theft/glass/money/machinery breakdown/electronic equipment
Business interruption
General property
Protect Your Business with Comprehensive Insurance
A business is a valuable asset and, like any other, it should be protected with comprehensive insurance tailored to your specific needs. At Westralian Insurance, our fully qualified brokers provide complete business insurance solutions and the right coverage for your enterprise in the Perth region and beyond.
Australia is home to around 2.6 million small businesses, making up about 97 percent of all Australian businesses. Collectively, they contribute over A$500 billion to the economy—around one-third of national GDP—and employ more than 5 million people. Small business is the heartbeat of the Australian economy and, for many families, their primary source of income. Safeguarding these businesses with a suitable insurance plan is therefore essential.
The most common small-business claims involve storm or weather damage, fire, and theft. A Business Package Policy can cover these risks and many others, providing peace of mind and financial protection.
“Thank you very much for all of your assistance getting all of our insurance up to date. You are very good at your job and I love your service. I will certainly be recommending you in the future.”
Noeleen Dunstan, Binbirri Contracting Pty Ltd
Small Business Insurance - Our Business Insurance Policies
Our team have years of experience in the insurance industry in Perth, giving us the knowledge we need to design your policy. We will take the time to understand what kind of business you own and what coverages will best benefit you. Here are just some of the aspects of your business that our insurance policies can cover:
- Fire damage
- Storm damage
- Flood
- Burglary
- Business interruption
- Glass
- Money
- Public and products liability
- Machinery breakdown
- Electronic equipment
- Deterioration of stock
- Goods in transit
- General property
- Fidelity
- Tax audit
Whether you own a commercial company or a retail outlet, we will help you find a policy that has the coverage you need. We can even provide policies for businesses located above the 26th parallel. Keep in mind, however, that your premium may be higher depending on your exact location.
Our Office Insurance Policies
Aside from policies that protect your business, Westralian Insurance also provides office insurance for business owners who run their operation from a home or commercial office. It doesn’t matter what kind of business you run, we will make sure your office and the employees who work there are covered. You can expect the same coverage options as listed in the bulleted list above.
“Thanks again for your help with the commercial car insurance. I'm happy to say that thanks to your support for queries regarding the insurance cover, we have now been accepted in the tender process as a supplier.”
All the best,
Thorsten
To learn more, check out our blog articles here.
For more information or for a free quote, call our team today on (08) 9302 2885
Terms, conditions, limits and exclusions apply to the products referred to above. The information provided here is general advice only and has been prepared without taking into account your objectives, financial situation or needs. You should consider these, having regard to the appropriateness of this advice, and the relevant Product Disclosure Statement, available by calling us on (08) 9302 2885, before deciding to acquire, or to continue to hold, this product.
Q1. What does business and office insurance cover?
Business and office insurance is a package policy that typically covers property (buildings, contents and stock), theft, glass, money, machinery breakdown, electronic equipment, public and product liability, and business interruption.
Q2. Do small businesses in Perth actually need office insurance?
Yes — with around 2.6 million small businesses making up 97% of all Australian businesses, protecting premises, stock and equipment against common risks like storm damage, fire and theft is considered essential rather than optional.
Q3. What is business interruption insurance and is it included?
Business interruption insurance covers lost income and ongoing expenses if your business can't operate due to an insured event, such as fire or storm damage. It can be included as part of a broader business package policy.
Q4. Does office insurance cover theft of equipment or cash?
Yes, a business package policy can include cover for theft, money, and electronic equipment as part of the overall property protection.
Q5. Can Westralian Insurance tailor an office insurance package to my industry?
Yes, Westralian Insurance's brokers tailor business and office insurance packages to the specific needs of each client's industry and premises rather than offering a single generic policy.
Q6. What's the most common type of small business insurance claim?
The most common small-business claims relate to storm or weather damage, fire, and theft, which is why these are core inclusions in most Business Package Policies.
Q7. How do I get a quote for business and office insurance in Perth?
Call Westralian Insurance on (08) 9302 2885 for an obligation-free review of your business and a tailored quote for office and business insurance.
